01 · Guides
How to keep watches and jewelry secure at home and when you travel, and how safes, alarms and bank vaults affect what you pay for insurance.
Does a home alarm lower your jewelry insurance?Often, yes. Many jewelry insurers give a discount when your home has a burglar alarm, and the best discounts usually go to centrally monitored systems that alert a monitoring company or the police.Read guide
Does a home safe lower your jewelry insurance?It can. Many jewelry insurers give a discount, or allow higher limits, when you keep pieces in a home safe while you’re not wearing them. Safes that are bolted down and carry a recognized burglary rating count the most.Read guide
Is jewelry in a safe deposit box insured?Not by the bank. Safe deposit box contents aren’t covered by FDIC insurance, and banks usually aren’t liable for them. You need your own jewelry policy, and many insurers charge less for pieces kept in a bank vault.Read guide Compare watch and jewelry insurance from top insurers. It takes about a minute, with no calls unless you want one.