03 · Guides
What your watches and jewelry are worth today, and how to document their value for insurance.
Grading report vs. appraisal: what jewelry insurance needsA grading report, from a lab like GIA or IGI, describes a stone’s quality but doesn’t give a price. An appraisal sets the value you insure. Most insurers need an appraisal, and a grading report can help you get a discount and a faster claim.Read guide Compare watch and jewelry insurance from top insurers. It takes about a minute, with no calls unless you want one.